100% Financing

We will help you finance your complete technology environment, from hardware to software and everything in between.

Purchase Options

Depending on equipment type and lease terms, purchase options available can be negotiated and include $1.00 option, 10% option and Fair Market Value

Flexible Terms

Depending on equipment type, lease terms can can be as short as 12 months or as long as 6 years.

Master Lease

To offer complete flexibility in lending, we can provide you with a Master Lease form, into which multiple schedules can be incorporated for each category or unit of equipment. The Master Lease structure enables us to offer central or multiple location billing, multiple lease terms and purchase options, which can be customized for various groups of equipment.


NEC’s Leasing Solutions are convenient because they combine diverse units of equipment and systems into one flexible, all-inclusive Master Lease Agreement. You retain the ability to segregate units of equipment or systems into separate lease schedules, enabling you to more precisely monitor and identify each category in the future.


Customized Leasing. By providing separate lease schedules, NEC can individually tailor the financing terms of each category of equipment to meet your specific needs. In other words, one schedule might have a 5-year term, while another has a more appropriate 3-year term. Even purchase options can vary by schedule.

Customized Billing. Another advantage to multiple schedules is that the billing location for each schedule can vary. This is advantageous when costs need to be allocated to separate departments, divisions or budgets. Master billing, of course, can still be provided. As our customer, your needs always come first.

Multiple Installations. Separate schedules also enable you to commence the lease on part of the entire purchased system or systems, while the balance of equipment is still pending. You can begin payment on the schedules of received equipment, without having to wait until the entire order has been shipped. This is often preferred or required by equipment suppliers.


Significant economies of scale of the bundled financing costs are provided to NEC’s customers through attractive and competitive lease pricing. You would undoubtedly pay much more by compiling non-bundled individual leases. Plus, the ultimate convenience of value-added, one-stop financial shopping saves valuable time.

Fair Market Lease

Get the lowest possible lease payment with an end of lease purchase option not to exceed the fair market value of the equipment. This type of lease may have significant tax advantages.

$1 Purchase Option Lease

This lease type entitles the customer the benefits of ownership, such as interest and depreciation deductions. After all the lease payments are made, the customer can purchase the equipment for $1.00.

10% Purchase Option Lease

At the end of the lease, the option to purchase is fixed at 10% of the original cost allowing for lower monthly lease payments and a predictable cost of purchase at the end of the initial lease term.

Maintenance Financing

NEC Leasing provides financing for long term maintenance agreements. This allows our customers to make one payment that includes the equipment financing and the associated maintenance. For more information on this product, please contact your NEC Leasing Representative.

NEC Tech Refresh Lease

The initial sale is not the end but the beginning of the support provided by NEC Leasing. As a customer’s needs change, whether for additional equipment or a larger system, NEC provides the flexibility to meet those needs. This can include:

  • Providing additional Schedules to the Master Lease Agreement on a continuous basis.
  • Providing the Schedules for the same purchase option or a $ 1. 00 purchase option. (The availability of a $1.00 purchase option is very important to customers who are near the term end of a fair market value lease.)
  • Terminating the current lease Schedule and writing a new schedule for the cost of replacement equipment plus the balance of the original leased equipment (“Rollover”).

This service benefits each party because:

  • Extends the customer’s affiliation with NEC.
  • Provides the Dealer/Associate with a selling opportunity for new NEC Equipment.
  • Provides the customer with a low monthly cost migration.

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